​​We are the largest private money lender in the Capital Region. Over 1200 loans approved and funded since 2006!

Call Us Now at 518-​​708-8221

Why Albany Hard Money?

• Trusted lender since 2006.
• Local offices and staff.
• We fund all loans.
• Local knowledge of real estate market.

• 12 to 24 month loan terms
• Streamlined application process.
• Approval in less than 72 hours.
• $100,000 to $2 million loan amounts.

​TYPES OF LOANS​​​

​FIX & FLIP
​We work with property flippers every day. Hard money is a great tool for flippers because they have quick access to capital for purchase and rehab.

RENTALS
​Found a great deal on an investment or rental property? Need to get it under contract quick? Use hard money to buy the property until long term financing can be arranged. ​

​CASH OUT EQUITY
Borrow against the equity in one of your properties to raise funds quickly. From property taxes to personal expenses we can get you the money you need quickly. ​

​MEET OUR TEAM

KEN BAER

PRIVATE LENDER

TERRY DAVIS

CFO

TODD CUTTLER

PRIVATE LENDER

JUSTIN VANWORMER

UNDERWRITING

​HOW WE HELP MOST CLIENTS

We work with investors who are under contract or have possession of an investment property. 

• We can provide quick funding for cash closings.
• We can lend against your properties "as is" value to turn equity into cash.
• We can lend against your properties ARV if a rehab loan is needed.
• We can also cross collateralize properties if your funding needs exceed the equity in a single property.

We only write loans against investment properties. We can not lend against a home you live in. In most cases we require a first position lien on deed to secure the loan.

​​WHAT ARE THE LOAN TERMS?

​​Interest rates on hard money loans are higher compared to bank financing. However, the increased interest expense is a trade-off for faster access to capital, a less stringent approval process, flexibility in the repayment schedule, and no closing points. ​We offer interest only loans with up to 24 months to pay back. You pay only the monthly interest due each month until the loan is paid back in full.  ​

 

​​ANSWER A FEW QUESTIONS &
HAVE YOUR DEAL REVIEWED TODAY! ​

​To start the lending process we only need some basic information to give us an overview of your deal and funding needs.

We will respond within 24 business hours to let you know if we can get your deal funded. 

​GET YOUR DEAL IN MOTION TODAY!

Still have questions?

Not quite ready to submit your deal for review? You can call us or submit general questions using our contact form. 

Call Us Now at 518-​​708-8221

Thanks for stopping by!
​Hopefully we'll hear from you soon.
​Albany Hard Money